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Pharmacy & Part D

Verda Health Plan of Texas gives you special Medicare Advantage plans. These plans include something called Medicare Part D, which helps you pay for medicine you get from the pharmacy. It also helps with vaccines and some things not covered by other parts of Medicare, like Part A or Part B.

Part D Prescription Drug Benefits

To find out more about the medicine coverage in Part D, check out the Summary of Benefits for our plan. It tells you about costs like premiums, copayments, coinsurance, and deductibles. For a full explanation of all the benefits, take a look at the Evidence of Coverage.

Important Information About Vaccine Costs: Our plan takes care of the cost for most Part D vaccines at no cost to you. Call Member Experience if you want to know more.

Important Information About Insulin Costs: You’ll never have to pay more than $35 for a month’s supply of any insulin our plan covers, no matter how much it usually costs.

Getting Assistance from Medicare: If you need help with the cost of your medicine, it’s good to know that there might be other choices with even lower costs because of changes in the Medicare Part D program. You can reach out to Medicare at 1-800-MEDICARE (1-800-633-4227) anytime, day or night, for help comparing your options. TTY users can call 1-877-486-2048.

More Ways to Get Help: If you need more information, you can call Member Experience at 1-888-256-5123, TTY: 711.  Hours are 8:00 a.m. to 8:00 p.m., 7 days a week (except Thanksgiving and Christmas) from October 1 through March 31, and Monday to Friday (except holidays) from April 1 through September 30.

Mail-Order Pharmacy

Prescription drugs are available through our mail-order service, BirdiRx, as well as through our retail network pharmacies. Consider using mail order for your long-term (maintenance) medications (such as high blood pressure medications). Retail network pharmacies may be more appropriate for short-term prescriptions (such as antibiotics).

Prior Authorization

Before some medications can be covered, we need to make sure they are covered. If your doctor wants you to take a certain medication that is not covered, they have to ask for permission first by filling out a special form.

Step Therapy

Sometimes, Verda Health Plan of Texas might ask you to try certain medications first to help with your health issue before we pay for a different one. This is called step therapy, and it’s a way to carefully manage how prescription drugs are used.

Appointment of Representative

If you need help understanding your coverage or if you want to appeal a decision, you can ask someone to act on your behalf. You can choose another person to be your representative by filling out a special form called the Appointment of Representative form. Both you and the person helping you need to sign the form.  Contact Member Experience once the form is completed.

Coverage Determination

A coverage decision is when Verda Health Plan of Texas decides what they will help pay for with your medical services or medication. When we make an initial decision about Part D drugs, it’s called a “coverage determination.”

For more information or to request a Coverage Determination, click here.

Coverage Redetermination Request (Appeal)

In case Verda Health Plan of Texas declines your request to cover or pay for a prescription drug, you have the option to request a redetermination (appeal) of their decision.

Low Income Subsidy (LIS) Premium Summary Chart

Monthly Plan Premium for People who get Extra Help from Medicare to help pay for their prescription drugs and Low-Income Subsidy (LIS)

Help from Medicare can help pay for your Medicare prescription drug plan costs, your prescription drug costs will be lower than if you did not get Extra Help from Medicare. If you get extra help from Medicare to help pay for your Medicare prescription drug plan costs, your monthly plan premium will be lower than it would be if you did not get extra help from Medicare.

If you get extra help, your monthly plan premium will be $0 for any of the plans below. (This does not include any Medicare Part B premium you may have to pay.)

Extra Help – Low Income Subsidy (LIS) Premium

If you get Extra Help from Medicare to help pay for your Medicare prescription drug plan costs, your prescription drug costs will be lower than if you did not get Extra Help from Medicare.

For full details, please read the Low-Income Subsidy (LIS) Premium chart below.

What is Medicare Extra Help – Low Income Subsidy (LIS) Premium

The Low-Income Subsidy (LIS) or “Extra help” helps people with Medicare plans pay for their prescription drug costs and lowers the cost of prescription drug coverage. It is for people who have limited income and resources. If you qualify, you will get help paying for any Medicare drug plan’s monthly premium, yearly deductible, and drug co-payments. This extra help will count toward your out-of-pocket costs.

 

How do I qualify for Extra Help?

Here are some ways you can qualify for Extra Help and get additional information:

  • If you get full Medicaid benefits, you may automatically be eligible for Extra Help. Medicare will mail you a letter with information about Extra Help when you qualify.
  • If you get any help from Medicaid paying your Medicare premiums or receive Supplemental Security Income, you will automatically get Extra Help and do not need to apply separately. However, you will still need to enroll in a Medicare prescription drug plan.
  • If you have limited income and resources and don’t get help from Medicaid, you can apply for Extra Help and enroll in a Medicare drug plan. Call (800) MEDICARE ((800) 633-4227), 24/7 (TTY (877) 486-2048).
  • You can also call Social Security at (800) 772-1213 to apply over the phone, request a paper application, or to schedule an appointment to apply at your local Social Security office. TTY users should call (800) 325-0778 between 8 a.m. and 7 p.m., Monday through Friday. You may get additional information or apply online.
  • Or call your state Medicaid Office or by going to the website for additional information and help finding office near you.

If I automatically qualify this year, will I qualify next year?

You may no longer qualify for Extra Help if your income and resources changed since last year and you no longer qualify for one of the programs listed above. You will be notified in the mail along with an application and postage-paid envelope if you no longer automatically qualify for Extra Help. If you still qualify for Extra Help but the level you qualify for is changing, you’ll get a notice in the mail that will show your new copayment amounts. You should apply for Extra Help even if you get these notices as you may qualify for Extra Help.

How do I apply for Extra Help?

It’s free to apply for Extra Help. Apply as soon as possible to make sure you get Extra Help There are 3 ways to apply:

  1. Visit Social Security Administration.
  2. Call Social Security at (800) 772-1213 to apply by phone, get a paper application mailed to you, or make an appointment at your local Social Security office. TTY users can call (800) 325-0778.
  3. Visit Medicare.gov/contacts or call (800) MEDICARE ((800) 633-4227) to get the phone number of your local Medicaid office. TTY users can call (877) 486-2048.

What if I still do not qualify for Extra Help?

If you don’t qualify for Extra Help, look at these other options for lowering your prescription drug coverage costs:

  • Your state may have programs that can help pay your prescription drug costs. Contact your Medicaid office or State Health Insurance Assistance Program (SHIP) for more information. Visit Medicare Website for your Medicaid office’s phone number, and visit SHIP website for your SHIP’s phone number.
  • You may re-apply for Extra Help at any time if your income and resources change.
  • You can also find additional resources to help you on the Medicare website or visit Social Security Online for more resources.

Have more questions or want to learn more?

Do you have questions, concerns, need more information or documents? Call our Member Experience team today at (888) 256-5123 (TTY 711) to learn more about your plan benefits, available resources and Verda Member Experience. Hours of Operation:
October 1 thru March 31 from 8:00 a.m. to 8:00 p.m. PT, 7 days a week.
April 1 thru September 30 from 8:00 a.m. to 8:00 p.m. PT, Monday through Friday

Medication Therapy Management Program (MTMP)

Verda Health Plan of Texas offers a complimentary voluntary program for members dealing with multiple medical conditions, taking numerous prescription drugs, and facing high drug costs. If you meet the criteria, you can access this program at no additional cost.

For additional information, click here.

Transition Policy

Know when the plan can offer you a temporary supply of medication:

Temporary Supply of your Medication: There are some circumstances under which the plan can offer a temporary supply of a drug if the drug is not on the Drug List (Formulary) or if it is subject to certain clinical or utilization management criteria. This gives you time to talk to your doctor about your drug therapy.

If the drug that you have been taking is no longer on your plan’s Drug List or if it now has some prior authorization or step therapy criteria, you can be eligible to obtain a temporary supply.

To be eligible for a transitional or temporary supply of medication, you should be in one of the following situations described below:

For members new to the plan within their first 90 days of enrollment in the plan and your medication is not on the formulary or requires certain utilization management.

  • We will cover a temporary supply of your drug during the first 90 days under your plan in the coverage year. This temporary supply will be for a maximum of 30 days, or less if your prescription is written for fewer days, in which case the plan will allow multiple fills to provide up to a total of 30 days of medication. The prescription must be filled at a network pharmacy.

For those members who were part of the plan last year and aren’t in a long-term care facility.

  • We will cover a temporary supply of your drug during the first 90 days under your plan in the coverage year. This temporary supply will be for a maximum of 30 days, or less if your prescription is written for fewer days, in which case the plan will allow multiple fills to provide up to a total of 30 days of medication. The prescription must be filled at a network pharmacy.

For those who are new members and are residents in a long-term care facility

  • If the member is a resident in a long-term care facility, the plan will provide a supply up to 98 days during this period, in accordance with the dispatch increase, with necessary refills (unless the prescription indicates less refills).

Start by talking to your doctor. Perhaps there is a different drug covered by the plan that might work just as well for you. You can call Member Experience to ask for a list of covered drugs that treat the same medical condition. This list can help your doctor identify a covered drug that might work for you. You can file an exception. You and your doctor or other prescriber can ask the plan to make an exception for you and cover the drug in the way you would like it to be covered. If your doctor or other prescriber says that you have medical reasons that justify asking us for an exception, your doctor or other prescriber can help you request an exception to the rule. For example, you can ask the plan to cover a drug even if it is not on the plan’s Drug List. Or you can ask the plan to make an exception and cover the drug without restrictions.

You can file an exception:
You and your doctor or other prescriber, can ask the plan to make an exception for you and cover the drug in the way you would like it to be covered. If your doctor or other prescriber says that you have medical reasons that justify asking us for an exception, your doctor or other prescriber can help you request an exception to the rule. For example, you can ask the plan to cover a drug even if it is not on the plan’s Drug List. Or you can ask the plan to make an exception and cover the drug without restrictions.

For more detailed information, see Chapter 9, under section “What is an exception?” of your plan’s Evidence of Coverage or call Member Services.

For more information, click here.

Part D Quality Assurance

Verda Health Plan applies several Quality Assurance and Utilization Management Initiatives that are designed to improve quality, prevent over- and underutilization and reduce costs. These programs include but are not limited to Medication Therapy Management, Concurrent Drug Utilization Review, and Retrospective Drug Utilization.  These programs are available to promote safe utilization of medications and at no extra cost to Part D Members.

Concurrent Drug Review

Verda Health Plan has policies and procedures designed to ensure that a review of the prescribed drugs is performed at the point of sale or distribution before a prescription is dispensed to a member. Verda Health Plan, through its Pharmacy Benefits Manager (PBM), promotes appropriate dispensing and use of drugs to ensure high quality of care and cost-effective therapy.  The program also periodically reviews claims data retrospectively.

On-line reviews or edits include but are not limited to:

  • Drug-Drug Interactions
  • Duplicate Therapy
  • Duplicate Drug Class
  • Drug Age/Gender Edit
  • Over/Under utilization
  • Incorrect Drug Dosage/Duration of Therapy
  • Drug-to-Disease Contraindication
  • Drug/Allergy Edits
  • Abuse or Misuse

This program is not considered a benefit.

Retrospective Drug Utilization

Verda Health Plan utilizes a retrospective Drug Utilization Review (DUR). The DUR is designed to provide ongoing periodic examination of claims data and other records through a computerized drug claims and information retrieval system. The system being used to identify patterns of inappropriate or medically unnecessary drug use associated with specific drugs or groups of drugs.

These DUR reviews include but are not limited to the following:

Alerts to prescribers on drug related therapy problems.

Brand and Generic drug utilization with provision of alternative ways to improve costs.

Physician utilization reports that identify over/under utilization, patterns of prescribing, poly-pharmacy patients.

This program is not considered a benefit.

These programs also work in conjunction with other clinical management tools to encourage the safe, appropriate, and cost-effective use of Medicare Part D Prescription Drugs.  More information about these three programs is available within the Formulary Booklet. 

Prior authorization (PA)
A PA requirement means the member, or their doctor must get approval before your medication is covered at your pharmacy.

Step therapy (ST)
A ST requirement means you must first try one drug to treat a medical condition before another drug will be covered for that same condition.

Quantity limits (QL)
A Quantity Limit requirement limits the amount of a drug that will be covered with prior approval.

Together, these programs help us identify and work to resolve any health and safety risks that your medications could pose, and to help you get the most benefit from your Verda Health Medicare Part D plan.

Quality Assurance

Verda Health Plan ensures the safety and health of its members through the establishment of effective Quality Assurance measures and systems. We do this to reduce medication errors, adverse drug reactions, and improve medication utilization. These measures include making sure that providers comply with pharmacy practice standards, drug utilization review, internal medication error identification systems, medical therapy management programs, and pharmacy and therapeutics committees. Included in the Quality Assurance process, selected cases are discussed with the objective of improving care.

A major goal of Verda Health Plan is to ensure that our beneficiaries receive safe, high-quality, cost-effective medication therapy. To achieve this goal, Verda Health Plan works with a claims processor to put certain edits in place to promote appropriate medication therapy. These edits help prevent patients from taking drugs that may have harmful interactions, prevent patients from receiving higher than recommended doses of a medication, notify patients of lower cost alternative medications, and provide other safety and efficacy safeguards.

Verda Health Plan will also provide appropriate education and may coordinate with prescribers and pharmacists to identify and reduce the frequency of patterns of fraud, abuse, gross overuse and inappropriate or medically unnecessary care.

Out of Network Drug Coverage

Usually, we only cover drugs obtained from an out-of-network pharmacy in limited circumstances:

  • When you travel out of the plan’s service area.
  • If you lose your medication or get sick and need a covered drug immediately and you do not have access to a network pharmacy.
  • If you cannot obtain a covered drug in your service area in a timely manner due to lack of availability of a network pharmacy.
  • If your covered drug is provided in an out-of-network pharmacy while you are in an emergency room, in a provider’s clinic, outpatient surgery, or in another facility.
  • If a covered prescription is not in inventory at an accessible in-network retail pharmacy.

For detailed information consult your plan’s Evidence of Coverage (Chapter 5, Using the plan’s coverage for your Part D prescription drugs, Section 2.4 “When can you use a pharmacy that is not in the plan’s network?”) or call our Member Experience Call Center:

1-888-256-5123 (TTY: 711)

Hours of Operation

October 1 – March 31: 7 days a week, 8:00 AM – 8:00 PM (except Thanksgiving and Christmas)

April 1 – September 30: Monday-Friday, 8:00 AM – 8:00 PM (except holidays).

Please note that if you do go to an out-of-network pharmacy, you may have to pay the full cost (rather than paying just your copay) when you fill your prescription. You can request a reimbursement for our share of the cost by submitting a claim form.

You should submit a claim to us if you fill a prescription at an out-of-network pharmacy, as any amount you pay will help you qualify for the catastrophic coverage phase of the prescription drug benefit.

Request a Reimbursement

How to request a reimbursement for a prescription which you paid out of pocket and did not use your Verda Health Plan Member Identification Card:

If you received a bill for prescriptions or if you paid for medications that should be covered by the plan, you can request that we pay for the invoice or request a reimbursement.

Send us your request for payment, along with your bill and/or documentation of any payment you have made. Even if it is not a requirement, we suggest you fill out our claim form to make your request for payment. This form, which you can find below, will help us process the information faster, with all the information we need to make a decision. It’s also a good idea to make a copy of your bill and receipts for your personal records

Send your request for pharmacy reimbursement along with any invoices or receipts by mail or fax

Download and complete the form according to your plan for services reimbursement and mail to the address noted in the form. 

Click here for a copy of the Pharmacy Direct Member Reimbursement Request Form

Important details

You must submit your claim within a period of 12 months from the date when you received the medication. When the request arrives to the plan, it must be processed within 14 calendar days. If the plan’s decision is favorable to you, the plan must make the payment within a period of 14 calendar days after receiving the request.


For more details on how to submit a claim in writing, you can refer to the Claims Process that is explained in Chapter 7 of the Evidence of Coverage of your plan. For more information or help in submitting your request, you can contact Member Experience.

Best Available Evidence (BAE)

If you think you are eligible for Medicare’s extra help and that you are not paying the correct monthly premium or costs for your drugs, you or your appointed representative may be able to correct your Medicare records by providing us with information, known as Best Available Evidence (BAE), about your eligibility for extra help.

When we receive and verify your BAE, we will share it with Medicare and update our records within 3 business days. You also will need to provide the information to a network pharmacy when you obtain prescriptions so that we can charge you the appropriate cost-sharing amount until Medicare updates its records to reflect your current status.

Acceptable examples of BAE documents include copies of the following.

  • your state Medicaid card
  • your extra help Social Security award letter
  • Supplemental Security Income (SSI) Notice of Award with an effective date
  • a state document that confirms your active Medicaid status
    other official state documentation showing your Medicaid status
  • a Home and Community-Based Services (HCBS) Notice that includes your name and HCBS eligibility date

For members who are institutionalized or in a long-term care facility, an appointed representative can provide a copy of the following BAE examples:

  • a remittance from the facility showing Medicaid payment for a full calendar month with that individual’s name on the statement
  • a copy of a state document that confirms Medicaid payment to the facility for a full calendar month on behalf of the individual
  • a screen printout from the state’s Medicaid information system showing that individual’s institutional status based on at least a full calendar month stay for Medicaid payment purposes

You or your appointed representative can mail a copy of your BAE document with your medical or health record number to:

Verda Health Plan
Attn: Best Available Evidence
7755 Center Ave., Suite 1200
Huntington Beach, CA 92647

Or you may fax it to 800-958-1129. For more information on Low Income Subsidy and Best Available Evidence (BAE) policy, visit cms.gov OR https://www.cms.gov/medicare/coverage/prescription-drug-coverage-contracting/best-available-evidence-bae

NOTE: You must continue to pay your Medicare Part B premium. The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan. Limitations, co-payments, and restrictions may apply. Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year.

Extra Help for Prescription Costs
  • People with limited incomes may qualify for extra help to pay for their prescription drug costs: the Low-Income Subsidy (LIS).
  • Additionally, those who qualify will not be subject to the deductible stage (if applicable), coverage gap or a late enrollment penalty. Many people are eligible for these savings and don’t even know it.
  • We can help you find out if you are eligible. If you qualify, you may have lower monthly premiums for the prescription drug coverage under your Verda Health Plan. You also may have lower cost sharing for your prescriptions.
  • For general information about Extra Help, please call toll-free 1-800-MEDICARE (1-800-633-4227), or toll-free 1-877-486-2048 (TTY for the hearing/speech impaired), 24 hours a day, seven days a week. Or visit medicare.gov.

You also may call:

  • Our Member Services department at (888) 256-5123 (TTY 711) (Monday – Friday 8:00 am – 8:00 pm except major holidays. Between October 1st – March 31st, representatives are available Monday to Sunday 8:00 am – 8:00 pm).
  • Social Security toll-free at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday, or toll-free at 1-800-325-0778 (TTY for the hearing/speech impaired).
  • Or visit the Social Security website at ssa.gov 
  • Your state Medicaid Office
  • Apply for extra help online at ssa.gov
  • Additional information is also available at: https://www.medicare.gov/basics/costs/help/drug-costs